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Planning to get your first loan or credit card? How lenders evaluate new-to-credit customers
SANTOSH AGARWAL·The Times of India·2026-06-03 14:29:03·1 view
Not having any credit accounts is a big disadvantage when looking to access new credit. But what can help is your existing relationship with banks, particularly those that hold your salary or savings account.
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Planning to get your first loan or credit card? How lenders evaluate new-to-credit customers
Not having any credit accounts is a big disadvantage when looking to access new credit. But what can help is your existing relationship with banks, particularly those that hold your salary or savings account.
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The Times of India
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